Techniques & Procedure for Checking the Balance of an Indian Overseas Bank Here is a comprehensive tutorial on how to check the balance of your IOB account. Indian Overseas Bank (IOB) offers its clients a wide range of physical and online banking transaction choices, including the ability to check their balances and send money, pay bills, and more.
IOB Balance Enquiry
For offline IOB banking services, customers can go to the bank or an ATM, while IOB account holders can use the bank’s net banking website or mobile apps for online services.
IOB Balance Check
IOB Missed Call Balance Check Service Registration, By visiting a bank branch and completing the one-time registration process, any Indian Overseas Bank customer can use the IOB missed call balance check service.
IOB balance check number
- The toll-free number is as follows:
| IOB Services | Toll-free Number |
| IOB Balance Check Number | Give a missed call to 04442220004 |
| Mini Statement | Give a missed call to MINI space last 4 digit account Number |
IOB balance checking techniques, The bank offers its clients a range of options because balance enquiry is one of the most important banking services that account holders need. These are what they are:
| IOB balance check service | Description |
| IOB Passbook | Consumers can check their IOB balance by looking in their account passbook if they prefer to do their banking offline or are not registered for net banking. It is one of the simplest ways to verify account balances because consumers always have their passbooks with them at home. Nonetheless, customers are required to make sure that their passbook is consistently updated so that it always shows the most recent value and has an exhaustive list of all transactions made by the account holder. For people who don’t routinely update their passbooks by going to the bank or who are travelling and can’t check their passbooks, this is not a practical alternative. |
| IOB ATM | IOB holders can check their balance by visiting an IOB ATM. It is a straightforward process, and all users need to do is swipe their ATM card in the machine, log in with their ATM PIN, and select the “Balance Enquiry” option. They can also use the Mini Statement option to view their latest 10 account transactions. The ATM will produce a receipt with the latest ten account transactions on it. They can also check their account balance at a non-IOB ATM. |
| IOB SMS Banking | Clients of Indian Overseas Bank can text the number 8424022122 from a registered mobile device to check the balance of their accounts. The SMS needs to be sent to 8424022122 with the subject line “BAL.” final four digits of the account number. Information about the account balance is sent through SMS by the bank. |
| IOB net banking | Customers with IOB accounts who have signed up for net banking can log in with their net banking username and password. Users can access a range of banking services, including mobile bill payment, money transfers, IOB balance checks, account statements, and so forth. |
| IOB missed call service | To check their account balance, IOB users should phone 04442220004 using their registered mobile number. After a few rings, the call is immediately ended, and IOB sends account balance information through SMS. |
| IOB Balance Check Via UPI | Open any UPI app on your smartphone. Enter the generated code. Choose the account for which you want to know the balance. Choose Check Balance. Enter the created UPI PIN. The balance will appear on the screen following the entry of the UPI PIN. |
| IOB Mobile Banking Apps | IOB account holders can utilise their registered mobile phones to sign up for Indian Overseas Bank mobile banking applications including IOB mPassbook, IOB Mobile, and IOB Nanban. Here, they have been briefly discussed: IOB users can access their account balance and transaction details via the IOB mPassbook, an online passbook. Both debit and credit transactions done by an IOB customer are detailed there. In contrast to a real passbook, it enables account holders to always be aware of their current account balance and does not require them to go to the bank to have it updated. IOB Portable: Banking services like IOB balance checks, account statements, money transfers, IMPS, NEFT, RTGS, bill payments, and more are offered through IOB Mobile. Customers must be registered for mobile banking in order to use this app. IOB Nanban: Due to a lack of English ability, many people who would like to use online banking and mobile banking are unable to do so. For these IOB customers, the multilingual app IOB Nanban is a helpful solution because it enables them to do financial activities in the language of their choosing. |
IOB balance check services’ importance
One of the most frequent actions account holders take for a number of reasons is to check their balance. The following are some benefits of using the Indian Overseas Bank balance check service:
- They may verify that they have enough money in their account before sending someone money.
- To check if they got the money they were owed.
- To confirm that the money was credited to their account and that the submitted check has cleared.
- To check whether the amount recorded in their account is roughly in line with what they anticipated. If not, they should check their account statement to make sure no unauthorised transactions have been made.