How to Stop Payments on Your HSBC Credit Card, Credit cards offer a safe and convenient method of payment for goods purchased either online or in physical stores. However, if someone has access to your credit card information, they might use it to do fraudulent purchases without your approval. If you lose your credit card, the likelihood of this happening increases significantly. In the event that this occurs, you should be aware of how to ban your HSBC credit card. The following provides a variety of strategies to achieve the same goal.
How to Block HSBC Credit Card
How to Cancel and Request a Replacement for Your HSBC Bank Credit Card, You don’t have to go through any effort or difficulty to cancel their credit card with HSBC Bank. In the event that your credit card is lost or stolen, blocking it might protect you against fraudulent actions that might be conducted with it. When you want to ban your HSBC credit card, you have four different options to select from.
There are a few different ways you can freeze your HSBC Bank credit card:
The bank makes it simple for consumers to freeze their credit cards by providing the necessary mechanisms. If you lose or have your credit card stolen, you should report it as soon as possible to your bank and get it blocked using one of the four options that HSBC Bank provides for this purpose;
- By using HSBC Bank’s Internet Banking service
- Via the HSBC Bank application for mobile devices
- By using the HSBC Bank Phone Banking system
- By means of the HSBC Bank Taking a Trip to the Local Bank
Internet Banking:
The quickest approach to freezing your credit card is to do it using your online banking. You may access your online banking account by going to the official website of HSBC and entering your user identification and password. You will need to go through your account settings in order to disable your credit card and provide an explanation for doing so. You are going to get a notification on your screen informing you that the blocking of your credit card was accomplished.
Application for Mobile Devices:
To begin, you will need to have the HSBC Mobile Banking app on your mobile device. After that, use the user ID and password associated with your online banking to log in to your account. Use the app’s navigation features to find the card block services and choose them. Choose one of your credit cards and put a block on it, making sure to explain why you’re doing it. You will see a notification that says ‘credit card successfully banned’ in a pop-up window on the screen of your smartphone.
The Use of Phone Banking:
Customers of HSBC Bank can also utilise the bank’s phone banking facility to register any issues or complaints pertaining to their credit cards. The ability to block a credit card via phone banking is available to cardholders in the event that they misplace their physical card. You may get in touch with the bank by calling the toll-free number (toll-free number) 1800-2670-3456 / 1800-121-2208. To disable your credit card, the IVR machine will present you with instructions, which you should follow.
Branch of the HSBC Bank:
By going into the branch of the bank, the consumers can put a block on their credit cards. Get the form for blocking cards that’s sitting on the counter, and fill it out. If you submit the completed form, we will immediately suspend your credit card. You may expect to get the confirmation message on the mobile device that you registered with.
How does one go about making a replacement request for an HSBC credit card?
The replacement of your credit card is a service that HSBC Bank offers to its customers at no additional cost. In the event that you misplace your credit card, you have the option of submitting the replacement request for your credit card via netbanking, phone banking, or by visiting the HSBC bank branch that is located closest to you.
After putting in your request, you will be able to monitor the replacement credit card application via online banking, by calling the bank, or by physically going to the financial institution.
FAQs
Is it possible for me to make any payments while my HSBC credit card remains frozen?
After having your card banned, you will no longer be able to use it. In addition to this, the card will be disabled practically instantly when the bank receives your complaint.
After my credit card has been blocked, would I still be able to use the reward points on it?
The cost of redeeming a reward is fifty rupees (Rs.) per transaction. Once your card has been banned, you will no longer be able to use it to conduct transactions; as a result, you will no longer be able to redeem reward points.
Do credit cards issued by HSBC charge a fee to replace lost or stolen cards?
Yes, the replacement of your credit card will cost you Rs. 100 from HSBC.
I have made a mistake with my HSBC Credit Card. What steps should I take right now?
You may let HSBC Phone Banking know about the damage and ask for a replacement by calling their customer service line. You also have the option to go into your HSBC online banking account, navigate to the site, and click on the link that says “Order Replacement Card.”