Overview, The Employee Provident Fund (EPF) services procedure is now entirely online, making the UAN (Universal Account Number) crucial. With UAN, it’s simple to access PF account services, including withdrawal, EPF balance check without an employer, and PF loan application. Everything you need to know about your Universal Account Number is in this post.
UAN, or Universal Account Number
- Every employee who makes EPF contributions receives a 12-digit universal account number, or UAN. The Employee Provident Fund Organization (EPFO) creates and distributes it, while the Government of India’s Ministry of Labour and Employment authenticates it. Regardless of how many occupations a person changes during their life, their UAN never changes.
- An employee is given a new member identification number for their EPF account (ID), which is connected to their UAN, each time they change jobs, according to EPFO. By giving the new employer your UAN, you can obtain a new member ID as an employee. The employee’s UAN is connected to the member ID after it has been formed. As a result, the UAN will serve as a catch-all Member ID for the several Member IDs given to the employee by various employers.
- Throughout an employee’s whole career, the UAN stays constant and transferable. When changing employment, the person must have a separate member ID. To make the procedure of EPF transfers and withdrawals easier, all such member IDs are connected to the employee’s UAN.
Features and advantages of UAN
- The UAN aids in the nation-wide centralization of personnel data.
- One of the most important functions of this special number is to lessen the load of employer and company verification of employees for EPF organizations.
- With the use of this account, EPFO was able to obtain the member’s bank account information and KYC without the assistance of the employer.
- Tracking an employee’s numerous employment changes is helpful to EPFO.
- With the implementation of UAN, unauthorized and premature EPF withdrawals have significantly decreased.
Important UAN-Related Points
- Every employee, regardless of company, receives a unique identification number called a UAN.
- If the KYC documents are validated, the employer can verify an employee with his UAN.
- The employer will not be allowed to withhold or hold back the employee’s PF because the UAN offers an online service.
- By logging onto the EPF Member Portal with his UAN, the employee is able to view the monthly PF deposits made by the employer.
- You can also get access to your EPF passbook by sending the SMS EPFOHO UAN ENG from the cellphone number you entered with the EPFO to 7738299899.
UAN benefits for workers
- A single unified account will serve as the umbrella for all new PF accounts associated with new jobs.
- With this number, it is simpler to withdraw (whole or partially) PF online.
- Using this special account number, employees can move their own PF money from one account to another.
- You may promptly download a PF statement whenever you need one (for a visa purpose, loan security, etc.) by checking in with the member ID or UAN or by sending an SMS.
- If the UAN is already Aadhaar and KYC-verified, future employers do not need to confirm your profile.
- UAN makes sure that employers are unable to access or withhold their workers’ PF funds.
- Employees may more easily confirm that their company consistently deposits their contributions into the PF account.
UAN Allotment Process Online
- The following phases make up the UAN online allocation process:
- The EPFO provides the UAN to each and every PF account holder.
- The employer must receive and download the UAN information.
- This UAN is then given to the organization’s concerned employee.
- It is possible to verify the UAN allocation via the EPFO online portals.
Documentation needed to open a UAN
The following documents are required if you have recently started working for your first registered firm in order to obtain your Unique Account number:
- Account details include the branch name, IFSC code, and account number.
- ID proof: Any document with a photo, including a passport, driver’s license, voter ID, Aadhaar, and SSLC Book
- A recent utility bill in your name, a rental or lease agreement, a ration card, or any of the IDs listed above if it include your present address, are acceptable forms of address evidence.
- PAN card: Your PAN should be associated with your UAN.
- Aadhaar card: Required since it connects to a bank account and a mobile phone.
Services Provided via the EPF Member Portal
A UAN Login for employees & employers is required to access the UAN portal and use the website’s features. Employees may quickly download/view, or change information via this site. Employers, on the other hand, get to evaluate the actions and record them in the accounts accordingly. The site gives a more unified record of EPF account actions.
After entering the UAN and password, one can accomplish the following:
- Download the passbook and the UAN card
- View the PF connecting status and member IDs.
- Check the status of a transferred claim, file a claim, and review system-generated transfer claims.
- Change your email address and phone number
- Update the KYC papers and upload them as well.
- View the contact information for the helpdesk.
How UAN Has Made EPF Management Simple
The UAN may be quite beneficial in managing your PF account:
- Throughout an employee’s career, the UAN is useful or transferrable. Because all past accounts are tied to a single UAN, you may simply provide your UAN and PF account data to numerous employers.
- By enrolling on the EPFO member site, you can obtain a UAN card.
- Employees can upload scanned KYC papers to the platform, and the employer can validate them.
- The UAN also aids in the tracking of claim transfers on the EPFO site.
- Using UAN, one may verify the PF balance by downloading the passbook from EPFO’s website.
- The UAN makes PF account management simple because withdrawals are not necessary due to the universal linkage of PF accounts.
- On EPFO’s website, there is a distinct UAN helpdesk with several sections dedicated to different visitor issues. The two major categories are help and claim. ‘Help’ responds to employee and employer inquiries on EPFO office locations, UAN, Services, Grievances, and so on. On the other side, claim refers to the numerous claim forms available to users, such as the Composite Claim form (Aadhar), and so on.
- Members can use this help desk, which is open 24 hours a day, to obtain answers to their questions and concerns.
Query and Response
How can I find out my UAN through my employer?
- Typically, your company will assign you a Universal Account Number in accordance with the EPFO. On the salary slips, some firms also print the UAN number. utilizing the UAN Portal and a PF number or member ID
- You may also receive your Universal Account Number through the UAN site if you can’t get it through your employer. You must carry out the actions listed below:
- Visit the UAN Portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface as the first step.
- Step 2: Select the “Know your UAN Status” option. The next page will show up.
- Step 3: From the drop-down box, choose your state and EPFO office. Next, input your PF number or member ID as well as the other required information, including your name, date of birth, cellphone number, and captcha code. Your pay stub contains the PF number/member ID. Go to the ‘Get Authorization Pin’ page.
- Step 4: You will get a PIN on your cell phone. Click the “Validate OTP and get UAN” button after entering the PIN.
- Step 5: Your mobile number will get a message containing your Universal Account Number.
How Do I Use UAN To Transfer EPF Accounts?
The following is a list of PF account transfers that use UAN:
- Verify PF eligibility and confirm that all information for both current and prior employers is now available online at EPFO.
- online submission of the digital signature
- You must register on the EPFO website (https://www.epfindia.gov.in/site_en/index.php) in order to submit a transfer online.
- Logging into the EPF member portal, use the “Transfer Account” option.
- Complete all three fields on the form.
- Click “Get OTP” after selecting the member ID or UAN and the attestation authority.
- Your registered cellphone number will get an OTP. Input this OTP to proceed.
- You will receive a tracking ID after your form has been submitted.
- Print out the transfer form, then deliver it to your existing employer.
How can I use my UAN to activate and log in to the EPFO member portal?
Your Universal Account Number and PF member ID are required in order to activate UAN. To activate UAN on the EPFO portal, follow the instructions below:
- Step 1: Open the EPFO website and choose “For Employees” from the drop-down menu under “Our Services” on the dashboard.
- Step 2: In the services area, select “Member UAN/Online services.” By going to https://unifiedportal-mem.epfindia.gov.in/, you will arrive at the UAN portal.
- Third: UAN Login: Type in your cellphone number, PF member ID, and Universal Account Number. Type the captcha characters in the box. To obtain your permission PIN, click the button. On the registered cellphone number, you will get the PIN.
- Then, input the OTP that you get on your mobile device and click “Validate OTP and Activate UAN” after selecting “I Agree” beneath the disclaimer option.
- You will get a password for accessing your account upon UAN activation on the registered cellphone number.
How can I turn on UAN?
One can activate UAN by following the instructions below after creating the UAN and PF member id:
- Go to the EPFO website at www.epfindia.gov.in/site_en/index.php.
- Then click ‘For Employees’ under ‘Our services’.
- Go to “Member UAN/Online Services” now.
- Enter the necessary information on the redirected page, including the UAN, mobile number, and PF member ID.
- Then choose “Get authorisation PIN.”
- Enter the OTP that was delivered to the registered cellphone number after choosing “I Agree.”
- You’ll get the login information for the portal.
How is it Simple to Withdraw or Transfer Funds using UAN?
The employee has the option of withdrawing or transferring his funds when he changes employers. However, because the process was so time-consuming, most individuals didn’t use their PF. The following tasks have become simpler as a result of UAN’s launch: –
- With your UAN, you may connect all of your PF accounts.
- After the KYC verification, you may manage your account online and must provide your UAN to the employer.
- You receive a monthly update on the employer’s PF account deposits on your mobile device.
- If the PF account is connected to the UAN, employer involvement is reduced.
- Because UAN makes it easier to integrate all PF accounts, the withdrawal is smaller.